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e [emailprotected]
t 0113 880 0440
Meet Andrew
e [emailprotected]
t 0113 880 0440
Professionally
Andrew has worked in the financial services profession for over 15 years.
He began in a managerial role at HSBC, trained as a paraplanner and then worked as an independent Financial Adviser at AEON for six years. He then founded iWealth in 2012 and has been the principal Financial Planner and Director ever since.
Today, Andrew specialises in working with high earners, business owners and people at retirement, providing bespoke advice on pensions, savings and investments, Inheritance Tax and estate planning.
Andrew takes pride in helping people make the most of their money and pass wealth on to the next generation in a tax-efficient way.
Personally
Andrew has always had a passion for being outdoors and has been a keen skier for many years. He also enjoys walking in Yorkshire’s various National Parks; a hobby well-suited to his Leeds location.
More recently Andrew has discovered a love for motorbikes, passing his test a few years ago. When he’s not exploring the great outdoors or biking, Andrew enjoys going to the gym, trying new restaurants and spending time with friends and family.
Importantly
All regulated financial advisers must be authorised by the Financial Conduct Authority (FCA) and therefore appear on their register. You can find Andrew’s entry here.
Furthermore, all advisers must have an up-to-date Statement of Professional Standing (SPS). This shows they are suitably qualified and have carried out the required amount of Continuous Professional Development (CPD). You should be wary of any advisers who refuse to provide copies of their SPS. You can click here to view Andrew’s.
Awards
Best Independent Financial Advisers 2018 – Finest in Finance Awards 2018
Best Financial Planning Firm 2017 (Northern England) – Wealth & Finance Awards 2017
UK Advisory Firm of the Year – FinTech Awards 2018
View qualifications
Qualifications
AF1 – Personal Tax and Trust Planning: This examination assesses the candidate to develop in-depth financial planning skills related to personal tax and trusts.
AF3 – Pension Planning: This examination assesses the candidate to develop in-depth financial planning skills related to personal and corporate pensions.
AF4 – Investment Planning: This examination assesses the candidate to develop in-depth financial planning skills related to investments and the management of investment portfolios.
AF5 – Financial Planning Process: This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
J01 – Personal Tax: At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individual’s liability to UK tax.
J04 – Pension Funding Options: At the end of this unit, candidates should be able to demonstrate an understanding of the main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
J05 – Pension Income Options: At the end of this unit, candidates should be able to demonstrate an understanding of the process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
STEP Certificate for Financial Services (Trusts and Estates Planning): This qualification assesses a knowledge and understanding of the legal and tax factors of estate planning.
R02 – Investment Principles: This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
R08 – Pensions Update: This qualification focuses on pension reforms and how they affect advice, including the new legislative, compliance and reporting requirements.
CF1 – UK Financial Services, Regulation and Ethics: This examination assesses knowledge and understanding of the purpose and structure of the UK financial services industry.
CF2 – Investment and Risk: This examination assesses a knowledge and understanding of investment products and the risks involved.
CF3 – Financial Protection: This examination assesses a knowledge and understanding of financial protection plans.
CF4 – Retirement Planning: This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
CF5 – Integrated Financial Planning: This examination assesses a knowledge and understanding of the concepts and products from across the financial planning industry.
CF6 – Certificate in Mortgage Advice: This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
Why choose us
Working with a Chartered Planner
We’re proud to be a financial planning firm run by a Chartered Financial Planner, Andrew Woolhouse.
As awarded by the Chartered Insurance Institute (CII), individual Chartered status is the ‘gold standard’ of financial planning and positions Andrew amongst the UK’s leading advisers and planners.
Find out more
We are highly recommended
Hear from Andrew’s Clients
My late husband looked after our financial affairs; when I was widowed, I was recommended iWealth. Andrew quickly took on board my changed circ*mstances and understood my needs and those of my two daughters (aged 25 and 27). He was able to give welcome advice during what has been a very difficult time for our family. I have been able to resolve some complicated issues related to the closure of my late husband's estate. I have also received Inheritance Tax planning advice and recently my youngest daughter received excellent service from Andrew regarding a mortgage application and associated matters following her first house purchase. I can only praise the personal service I received and also want to mention Teresa, the office manager, who is exceptionally well-organised and efficient.
Marian, North Yorkshire
A client since January 2017.
I was looking to retire but was not sure what my options were, or the best way to proceed to get the maximum value on retirement. Upon reviewing what I was trying to achieve, Andrew pointed out the pitfalls and reviewed the best solutions for my current position. When it comes to monies and being able to live after work, things can become very cloudy; Andrew is helpful and patient.
David, Leeds
A client since September 2016.
I would like to take this opportunity to thank Andrew for his help and advice dealing with my mortgage. I would recommend Andrew for his friendliness, truthfulness and his effort to help me and my family. Once again, thank you.
Louise, Sheffield
A client since April 2017.
I have known Andrew for a number of years now and he has always ensured that I am fully clued up on the advice he is issuing and that the products and service are to my requirements. He has never attempted to push me into something that I consider unfavourable for my requirements. He’s a very personable man who I now consider a friend.
Richard, Barnsley
A client since October 2010.
I have seen a couple of financial advisers over the years, so I was a little sceptical. Andrew put me at ease, explained his advice process, how he worked and wrote a proposal for my consideration. This was excellent as I was not under any pressure to proceed and it put me at ease. I knew exactly why Andrew had made his recommendations and what the benefits and outcomes were for me. I cannot recommend Andrew and his service enough. Andrew, you are a credit to your industry.
Norman, Driffield
A client since September 2010.
Andrew is an excellent adviser, very friendly and puts you at ease. He explains everything thoroughly and he is also very flexible with appointments. I will be working with him in the future.
Joyce, Doncaster
A client since December 2013.
Andrew and Teresa have been wonderfully personable and professional in helping my husband and I to secure a mortgage and life insurance. We had slightly unusual employment arrangements and other personal circ*mstances which made our application unduly complex, but Andrew and Teresa calmly and capably guided us through the process. We are incredibly grateful for their patience and hard work and we would highly recommend iWealth to anyone in need of such services!
Louise, Sheffield
A client since February 2017.
Andrew has helped me to arrange my pension fund to provide a balance of growth and income. He thoroughly investigated my attitude to risk, not only to enable him to make appropriate recommendations but, I dare say, to save me from myself. He has provided me with regular updates and a thoroughly professional friendly service. Ultimately, the performance of my pension fund is what matters and whilst this can never be guaranteed, to date, I am perfectly happy.
George, Tickhill
A client since February 2016.
I wanted to plan for retirement. Andrew reviewed my existing pensions and advised on what to do with them (move, transfer or leave). He also reviewed all our financial investments, savings and tax liabilities, advising us on better products for saving to maximise returns (with an appropriate level of risk) and to minimise tax. As a result of working with Andrew, I am able to retire a couple of years earlier than planned and have paid far less in tax in the years since we started taking advice.
Carol, Petworth
A client since December 2013.
I have used iWealth to help me with my pensions ready for retirement in four years. Andrew has been extremely patient at explaining the complicated variety of pensions I hold (in layman's terms) and the options I have. I would not hesitate to recommend iWealth to friend and family.
Diane, Keighley
A client since November 2016.
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As someone deeply immersed in the financial services profession, I can confidently decipher the intricacies presented in the article about Andrew Woolhouse, a seasoned financial planner with over 15 years of experience. His journey from a managerial role at HSBC to becoming the principal Financial Planner and Director of iWealth showcases a wealth of expertise. Andrew specializes in providing bespoke advice on pensions, savings, investments, Inheritance Tax, and estate planning for high earners, business owners, and those approaching retirement.
On a personal note, Andrew's passion for the outdoors, skiing, and newfound love for motorbikes adds a personal touch to his professional profile. His commitment to helping people maximize their wealth and pass it on tax-efficiently reflects a dedication beyond the financial realm.
Importantly, the article emphasizes the regulatory aspects. Andrew's authorization by the Financial Conduct Authority (FCA) and possession of an up-to-date Statement of Professional Standing (SPS) underscore his adherence to industry standards. This commitment to transparency is crucial in an industry where trust is paramount.
Andrew's impressive list of qualifications, including AF1, AF3, AF4, AF5, J01, J04, J05, STEP Certificate for Financial Services, R02, R08, CF1, CF2, CF3, CF4, CF5, and CF6, showcases his comprehensive knowledge across personal tax, pension planning, investment planning, financial protection, retirement planning, and more. This extensive range of qualifications positions him as a well-rounded expert in financial planning.
The awards he has received, such as Best Independent Financial Advisers 2018 and UK Advisory Firm of the Year, further validate his excellence in the field. Client testimonials provide real-world evidence of the impact Andrew has had on individuals' financial well-being, reinforcing his reputation as a trusted and effective financial adviser.
In summary, Andrew Woolhouse's profile exemplifies a combination of professional competence, regulatory compliance, and a genuine commitment to enhancing clients' financial lives. His wealth of qualifications, industry recognition, and positive client feedback collectively paint a picture of a highly capable and reliable financial planner.
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